Econ Insurance
Protecting your family, your wealth and your retirement
We understand that wealth isn’t just about building assets.
It’s also about protecting what matters most: your income, your family’s future, and your retirement savings. That’s why we offer comprehensive insurance and risk-management services tailored to your needs.
Whether you’re an individual, a couple, or managing a self-managed super fund (SMSF), our expert advisers help you assess risk, structure appropriate insurance cover (life, trauma, income protection, total and permanent disability), and integrate your cover with your super or personal financial plan.
You get clear, professional guidance, so you can be confident that you and your loved ones are protected, whatever the future brings.
Our Services
- Life Insurance Advice & Cover Structuring – Guidance on life cover levels, beneficiaries, super-linked policies vs personal policies, and structuring that complements your SMSF or wealth plan.
- Income Protection & Disability Insurance – Advice on income protection and total and permanent disability (TPD) cover to safeguard earnings and provide for dependents if you’re unable to work.
- Trauma & Critical Illness Cover – Assistance in arranging trauma or critical-illness insurance to protect against serious health events and ensure financial resilience.
- Superannuation-Linked Insurance Integration – Integrating insurance cover within your super or SMSF where appropriate.
- Risk Assessment & Insurance Review – Regular review of your existing insurance cover, comparing policies, ensuring you’re not under- or over-insured, and checking for gaps in protection.
- Family & Estate Protection Advice – Advice on how insurance fits within broader estate planning: beneficiaries, super death benefits, estate structure, and financial protection for loved ones.
- Ongoing Insurance & Risk Management Advice – Periodic reviews and updates as your life stage changes (e.g. marriage, kids, retirement), ensuring cover stays relevant and effective.
Contact our insurance and risk specialists.
Economos is staffed by a passionate team of accounting and finance professionals. Our experienced and globally connected Directors oversee a team of over 50 chartered accountants and certified financial advisors who are personally invested in our clients’ success.
Frequently asked questions
We cover life insurance, income protection, total and permanent disability (TPD), trauma / critical-illness cover, and can help structure these either as personal policies or via super / SMSF when appropriate.
Yes, in many cases insurance can be held within your super or SMSF, which may offer cost or tax advantages – but suitability depends on your age, fund structure, membership, and compliance with super laws
If you rely on your income for living expenses, mortgage or family support – income protection or disability insurance ensures financial security if you’re unable to work due to illness or injury.
We do both. We can review your existing insurance cover, compare policies, identify gaps or overlaps, and recommend adjustments if needed.
Ideally whenever you have a major life change (marriage, children, business changes, retirement), or at least annually – to ensure cover remains sufficient and appropriate.